Privacy Policy

At Beira Agency, we are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with us through our website, www.beira-agency.com, www.beiraagency.com , www.beira.agency  (the "Website"), or otherwise engage with our services.  

1. Information We Collect

We may collect the following types of information:

  • Personal Information:

    • Contact Information: Name, phone number, email address, mailing address.

    • Demographic Information: Date of birth, gender, occupation.

    • Financial Information: Social Security number, bank account information (for payment processing).

    • Health Information: Health history, medical conditions, medications, and other relevant health information.

  • Usage Information:

    • Information about your interactions with our Website, such as pages visited, links clicked, and time spent on the Website.

    • Information collected through cookies and other tracking technologies.

2. How We Collect Information

We collect information through various means, including:

  • Directly from you: When you contact us, submit a form, request a quote, or enroll in a plan.

  • Through our Website: When you browse our Website, we may collect information using cookies and other tracking technologies.

  • From third parties: We may receive information about you from third parties, such as insurance carriers or other service providers.

3. How We Use Your Information

We use the information we collect to:

  • Provide and administer our services: Process enrollments, answer inquiries, and provide customer support.

  • Communicate with you: Send you information about our products and services, respond to your inquiries, and provide important updates.

  • Improve our services: Analyze website usage data to improve the functionality and user experience of our Website.

  • Comply with legal and regulatory requirements: Meet our obligations under applicable laws and regulations, including HIPAA.

  • Prevent fraud and protect our business interests.

4. Disclosure of Your Information

We may disclose your information to:

  • Insurance carriers: To process your applications and administer your insurance coverage.

  • Service providers: To assist us with providing our services, such as data processing, customer support, and marketing.

  • Business associates: To the extent permitted by law, we may share your information with business associates who assist us in providing our services.

  • Law enforcement and regulatory authorities: To comply with legal and regulatory obligations, such as subpoenas, court orders, and law enforcement requests.

  • As required by law: We may disclose your information to the extent required by law, such as to prevent fraud or protect our rights.

5. Data Security

We take appropriate measures to protect the security and confidentiality of your information. We use industry-standard security measures to protect your information from unauthorized access, use, disclosure, or destruction. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee the absolute security of your information.  

6. HIPAA Compliance

Beira Agency is committed to complying with the Health Insurance Portability and Accountability Act (HIPAA) and its implementing regulations. We maintain appropriate safeguards to protect the confidentiality, integrity, and availability of Protected Health Information (PHI).

7. Children's Privacy

Our Website and Services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.  

8. Your Choices

You have certain choices regarding your information, including:

  • Opt-out of marketing communications: You can opt-out of receiving marketing emails from us by following the unsubscribe instructions in the email.  

  • Access and update your information: You can request access to the personal information we maintain about you and request that we update or correct any inaccuracies.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our Website.  

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at +1 (806) 337-2169 or info@beira.agency.  

Last Updated: January 22, 2025